Earn 4.32% CU Perks on BEDDING, FURNITURE, GIFTS AND FLOWERS, HOME AND GARDEN, PET SUPPLIES and WARRANTIES. Earn 3.6% on JEWELRY, WATCHES, LUGGAGE AND BAGS and WORLDSTOCK. Earn 2.16% on BABY, CLOTHING AND SHOES, CRAFTS AND SEWING, EBEZIA, HEALTH AND BEAUTY, O BIZ, OFFICE SUPPLIES, SPORTS AND TOYS. 0.72% on BOOKS AND MEDIA, CLEARANCE and ELECTRONICS. No cashback on Gift Cards.